Hi Mike,
You've come to the right place, but 1 week is a bit tight. There are members here who can help you (Ruth Katch, Raymond Moore, etc) with closed bridging finance. It goes like this:
1 They arrange a remortgage for 85% of valuation (assuming rents stack) - that;s £123,250
2 They get bridging finance for 100% of the purchase price - that's £120K
3 They complete with the bridging finance and remortgage on the same day. You get £3,250 cash back, which goes towards your fees for broker, bridging, solicitor.
This looks like a deal that is nearly no money down, provided you can justify the rent level to get the £123,250 remortgage.
